Rule Authority

berryCherry Baccarat is played and programmed with Atlantic City Gaming rules.
Authority: New Jersey Casino Control Commission.
Rule Exceptions: The cards are shuffled after each hand.
 

Premise

Two hands are dealt in Baccarat - The banker's hand and the player's hand. Prior to each deal, the player wagers on whether the player's hand or the banker's hand will be closer to a total of 9. The player also has the option to wager on a tie (i.e. both the banker's and player's hands total the same). 8 decks of 52 cards are used.
 

How to Play

Your chips are stacked by denomination ($1, $5, $25, $100, $500) to the right of the game window. Select the amount you would like to wager on this hand, by clicking on the chip of that denomination, and then on the desired bet field (Player, Banker or Tie). To increase your bet, continue clicking on the desired field until the desired bet is placed. You can change the selected denomination and continue betting at any time during the process up until the maximum bet limit is reached. You can remove your entire bet by clicking on the CLEAR BET button. Your total bet will be displayed in the text area immediately below the table. You may repeat your last bet by clicking on the REBET button or by simply hitting the 0 button of your numeric keyboard. Other keyboard shortcuts are summarized below.

After you have placed the minimum required bet, you can begin play by clicking on the DEAL button. Two cards will be dealt face-up to the player and then to the banker. All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the value of cards exceeds 9, then the value is adjusted by subtracting 10 from the total.

Example:
 

Hand	Hand Total
9+7=16	6
5+5+5=15	5
10+9=19	"Natural" 9

After the first two cards are dealt to both the Player and Dealer, a third additional card may be dealt but the player does not ask for a third card. All additional cards are subject to a third card rule (see below). No hand receives more than three cards. When the player and banker hands equal the same total, the hand is declared a Tie. If after receiving their initial two cards, the value of the cards in either the player's hand or the banker's hand is an 8 or a 9 (a "natural"), then no more cards shall be dealt to either hand. If the value of the cards in the banker's hand on the first two cards is 0 to 7 inclusive, the player's hand shall draw in accordance with the Third Card Rules.

Third Card Rules
If the Player's two cards total :
 

Player's Hand	Draw?
0-5	Player's hand must draw
6-7	Player's hand must stand
8-9	"Natural" (both hands stand)

After the Player's Hand acts on a third card draw, the Banker's Hand receives a third card according to these rules :
 

Banker's Hand	Draw?
0-2	Banker's hand must draw
3-6	Third card to Player's hand determines draw or stand
7	Banker's hand must stand

When the Banker's two cards total between 3-6 :
 

Banker's Hand	Banker's hand draws when Player's third card is:	Banker's hand does not draw when Players Third card is:
3	1-2-3-4-5-6-7-9	8
4	2-3-4-5-6-7	0,1,8,9
5	4-5-6-7	0-1-2-3-4-5-8-9
6	6-7	0-1-2-3-4-5-8-9
7	Banker's hand must stand	Banker's hand must stand
8-9	"Natural" -Bank stands	"Natural" -Bank stands

If the Player's hand stands on two cards (6,7), then a two-card Banker hand totaling 3,4,5 must draw and a Banker hand totaling 6 must stand.
 

Payoffs

Numeric Keyboard Shortcuts

Sound
You may turn on/off the sound during the game by clicking on the Sound button, represented by a speaker icon, located above the Player field. The setting is turned on when the button is green and it is turned off when the button is red.

Help
If you need Help at any time, simply click the Help button, represented by a "?", at the bottom right of the game window.

Exiting the Game
To exit the game, simply click the Exit Game button. Please note that you will be unable to begin any new games until all incomplete games have finished.
 

References

John Patrick's Baccarat: How to Play and Win at the Table With the Fastest Action and Highest Stakes
Patrick, John
Lyle Stuart, 1997.

Lyle Stuart on Baccarat
Stuart, Lyle.
Barricade Books, 1997.

The Basics of Winning Caribbean Stud Poker and Let it Ride (Basics of Winning Series)
Allen, J. Edward.
Cardoza Pub., 1996.

Reference Guide to Casino Gambling
Tamburin, Henry.
Research Services Unlimited, 1993.

Winning Baccarat Strategies
Tamburin, Henry and Rahm, Richard.
Research Services Unlimited, 1983.